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LATEST NEWS
Understanding Nifty's Record High and Intraday Volatility Lessons from January 6
The stock market often surprises traders with sharp moves that test their strategies and patience. On January 6, 2026, the Nifty index demonstrated such a moment. It hit a record intraday high of 26,373 but closed lower at 26,250, down 78 points or 0.3%. This sharp intraday reversal offers valuable lessons about market volatility, profit-booking, and resistance levels. For intraday traders, technical analysts, and retail investors, understanding what happened on this day can
1 hour ago
Sensex Drops 403 Points Pre-Budget: Understanding the Defensive Profit-Booking Strategy
The Sensex fell 403 points on January 30, 2026, wiping out gains made over the previous three days. This sharp dip left many retail investors and portfolio managers concerned, especially with the Budget announcement scheduled for February 1. But was this drop a sign of panic or a strategic move by traders? Understanding the market behavior on January 30, 2026, reveals that this was largely defensive profit-booking rather than a panic sell-off. What Happened on January 30, 202
24 hours ago
Budget 2026 Analysis: Understanding ₹12.2L Crore Capex and Implications of Unchanged Capital Gains Tax
The Union Budget February 1, 2026, presented at 11 AM, has sparked intense discussions across India’s financial and business communities. With a record capital expenditure (capex) of ₹12.2 lakh crore and a fiscal deficit target of 4.3% for FY27, the government signals a clear focus on infrastructure and fiscal prudence. Yet, the decision to keep the capital gains tax unchanged has left many investors disappointed. This post breaks down the key highlights of Budget 2026-27 and
1 day ago
Understanding Financial Trauma: How Your Body Reacts to Checking Your Bank Balance
Money affects more than just your wallet. For many, the simple act of checking a bank balance triggers a flood of physical and emotional reactions. These responses are not just about stress or poor budgeting. They stem from financial trauma , a real and often overlooked experience that shapes how people relate to money throughout their lives. What Is Financial Trauma? Financial trauma happens when money-related experiences cause deep emotional wounds. These wounds can come fr
Sakshi Gupta
Dec 28, 20254 min read
Money Matters: Understanding the Financial Factors Behind Divorce and What to Educate Yourself On
Financial stress is the leading cause of divorce, with CNN December 2025 reporting that it is the peak reason couples consider ending their marriage in 2026. Studies show that 20-40% of divorces stem from money problems, with an average of 38%. Money arguments predict divorce more than any other conflict topic, making it crucial for couples to understand the financial factors that can strain a relationship. As March 2025 approaches—the peak divorce filing month—many couples a
Sakshi Gupta
Dec 27, 20254 min read
Escaping the Burnout: How to Manage Your Side Hustle Without Losing Yourself
Millions of people juggle a full-time job and a side hustle hoping to boost their income. Yet, recent research shows that 67% of side hustlers are burned out , revealing a hidden cost behind the extra cash. If you find yourself asking, is side hustle worth it? while feeling overwhelmed by side hustle burnout and side hustle stress, you are not alone. This post explores how to manage your side hustle without sacrificing your health, relationships, or sanity. Why Side Hustle B
Sakshi Gupta
Dec 27, 20253 min read
Why 31% of First-Time Homebuyers Regret Their Purchase and How to Avoid Costly Surprises
Buying your first home is a milestone many dream of, but for nearly one-third of first-time buyers, that dream quickly turns into regret. According to the Guardian Service Survey April 2025 , 31% of first-time buyers have remorse about their purchase. This regret often stems from unexpected home costs and overlooked issues that can add up to thousands of dollars in just a few months. If you are feeling overwhelmed by the home buying process or worried about making costly mist
Sakshi Gupta
Dec 26, 20254 min read
The Hidden Costs of Love: How Financial Secrets Can Ruin Your Marriage
Money is one of the leading causes of tension in relationships. According to TD Bank 2025 data, 43% of people hide substantial credit card debt from their partner . This financial secrecy often leads to mistrust, arguments, and even divorce. In fact, 54% of people believe their partner’s debt is a reason to consider ending their marriage . Understanding how financial secrets affect relationships can help couples avoid these pitfalls and build stronger bonds. What Is Financial
Sakshi Gupta
Dec 26, 20253 min read
Essential Financial Steps to Take If You Are Considering Divorce in 2026
Divorce is a major life event that affects more than just your emotions. It impacts your financial future in significant ways. If you are thinking about divorce in 2026, acting now can make a big difference in how smoothly you navigate the process. According to CNN November 2025, "Weighing whether to divorce in 2026? Take these steps now." This advice is crucial because divorce attorneys see a surge of new clients starting January 2026, as many decisions made after the holida
Sakshi Gupta
Dec 25, 20253 min read
The Loneliness Tax: Navigating Friendships in a Wealthy Social Circle
Earning ₹1 lakh a month might seem like a comfortable income for many, but when your friends are significantly wealthier, it can feel like you can't afford social life at all. This gap creates a unique kind of loneliness, often called the "loneliness tax," where financial differences strain friendships and lead to isolation. For young professionals in expensive cities, this experience is all too common. They find themselves broke but friends aren't , facing the challenge of
sakshiisfcm
Dec 25, 20254 min read
Balancing Love and Finances: Navigating Relationship Goals and Financial Challenges
Love and money often share a complicated relationship. When your partner’s life plan demands more than you earn, it can create tension that goes beyond simple budgeting. Many couples face this challenge today, especially with rising costs and different financial backgrounds. Understanding how to navigate these issues can help preserve your relationship while managing expectations. The Rising Cost of Relationship Milestones In India, the 2025 wedding costs hitting ₹20-30 lakhs
Sakshi Gupta
Dec 24, 20253 min read
Why a Pay Raise Might Not Equal Greater Happiness: Understanding the Hedonic Treadmill
Getting a salary increase often feels like a ticket to a better life. More money means more freedom, right? Yet, many people find themselves not happier even after their income doubles. This growing phenomenon of high-earner financial stress is puzzling but common. The reason lies in something psychologists call the hedonic treadmill . This post explores why earning more doesn’t always bring joy, how lifestyle inflation hitting younger generations faster worsens the problem,
Sakshi Gupta
Dec 24, 20253 min read
Navigating Housing FOMO in 2025: Tips for Managing Your Home Buying Anxiety
The India housing market prices hitting record highs in December 2025 have created a wave of anxiety among many potential buyers. Social media amplifying housing FOMO makes it feel like everyone is snapping up homes, leaving those who can’t afford to buy feeling left behind. Young buyers especially feel rushed despite unaffordability, pressured by family, friends, and their own feeds filled with “New Home!” posts. In the Bay Area, 41% of buyers bid over asking within 48 hours
Sakshi Gupta
Dec 23, 20253 min read
Why Gen Z Prioritizes Jobs Over Side Hustles for Better Mental Health and Financial Stability
Gen Z is reshaping how work fits into life. Unlike previous generations, many young adults today are choosing mental health over money by focusing on stable jobs instead of juggling multiple side hustles. This shift reflects a broader change in Gen Z financial priorities and a clear rejection of hustle culture. Understanding why this generation values work-life balance and mental well-being over constant grinding offers useful insights for anyone feeling pressured to "do mor
Sakshi Gupta
Dec 23, 20253 min read
Navigating Retirement Plan Compliance Amid 21 States Auto-Enrollment Mandates
The landscape of retirement planning is shifting rapidly as 21 states introduce auto-enrollment mandates for retirement plans. These new rules require employers to automatically enroll eligible employees in retirement savings programs unless they opt out. This wave of legislation is creating a surge in demand for retirement plan consulting services, as businesses strive to meet compliance deadlines and avoid penalties. For benefits consultants, payroll professionals, HR man
Sakshi Gupta
Dec 18, 20253 min read
The Rising Demand for Cybersecurity Professionals in Finance Amid $2.75 Billion in Fines
The financial sector faces growing pressure to protect sensitive data and assets from increasingly sophisticated cyber threats. Recent regulatory actions have resulted in over $2.75 billion in fines related to cybersecurity failures, highlighting the urgent need for stronger defenses. This surge in penalties has created a significant opportunity for professionals pursuing cybersecurity finance jobs and FinTech security careers . Understanding the evolving landscape of AI cyb
Sakshi Gupta
Dec 18, 20254 min read
Capital Management Strategies for Universities Amidst Stable College Graduation Rates
College graduation rates have held steady at the six-year mark despite ongoing funding uncertainties. This stability offers a unique opportunity for university finance leaders to rethink capital management strategies. With the looming challenges of university budget cuts and warnings like the S&P higher education warning, institutions must carefully balance maintaining educational outcomes with financial sustainability. This post explores practical approaches to university ca
Sakshi Gupta
Dec 17, 20253 min read
Harnessing AI Tools: Closing the Digital Skills Gap in Finance and Capital Management Education
The finance sector is rapidly evolving, with 85% of finance professionals now using AI tools in their daily work. This shift highlights a growing need for education systems to adapt and prepare future professionals with the right skills. The gap between traditional finance education and the demands of modern financial technology is widening. Closing this gap requires integrating AI and digital tools into finance and capital management education. Understanding the Financial T
Sakshi Gupta
Dec 17, 20253 min read
Transforming College Finance Planning with Treasury Secretary Bessent's Revolutionary Education Savings Vehicle
Planning for college expenses has become increasingly complex as tuition fees rise and traditional funding options become less accessible. Treasury Secretary Bessent’s introduction of the Trump Accounts offers a fresh approach to education savings plans 2025, aiming to reshape how families and financial advisors approach college funding strategies India and beyond. This new education savings vehicle promises to provide more flexibility, better growth potential, and practical
Sakshi Gupta
Dec 16, 20254 min read
Mastering Risk Management Skills for Capital Managers Amid S&P and Moody's Warnings
The recent warnings from S&P and Moody's have sent ripples through the capital markets, signaling heightened uncertainty for capital managers worldwide. These alerts highlight the growing challenges in managing portfolios and capital structures in an environment marked by volatility and shifting economic conditions. For capital managers, developing strong risk management skills 2025 is no longer optional; it is essential to navigate this landscape effectively. This post explo
Sakshi Gupta
Dec 16, 20253 min read
Navigating Uncertainty: Essential Risk Management Skills for Capital Managers in a Changing Market
The warnings issued by S&P and Moody's have sent a clear message to capital managers: the market is entering a period of heightened uncertainty. These signals highlight the need for stronger risk management skills to protect portfolios and ensure financial stability. Capital management uncertainty is no longer a distant possibility but a pressing reality that demands immediate attention. This post explores the key risk management skills every capital manager must develop by 2
Sakshi Gupta
Dec 16, 20253 min read
CFA Institute Unveils Sustainable Investing Certificate to Transform ESG Capital Management by 2026
Sustainable investing is no longer a niche interest; it is becoming a core part of capital management worldwide. Recognizing this shift, the CFA Institute has rebranded its Certificate in ESG Investing to the CFA Sustainable Investing Certificate 2025 . This move aims to equip investment professionals with the skills needed to navigate the growing demand for environmental, social, and governance (ESG) expertise. The new credential is set to influence ESG capital management ca
Sakshi Gupta
Dec 15, 20254 min read
Pension-Linked Emergency Savings Accounts Transform Financial Wellness Programs for Employees
Financial stress remains one of the biggest challenges affecting employee productivity and well-being. Traditional employee benefits often focus on long-term retirement savings or health coverage, but they may overlook immediate financial needs that arise unexpectedly. Pension-linked emergency savings accounts (PLESA accounts) are emerging as a practical solution that bridges this gap. These accounts are reshaping financial wellness programs India companies offer, aligning sh
Sakshi Gupta
Dec 12, 20253 min read
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